Beware of Traps!
Stay protected against fraud
How to effectively protect yourself against them.
Only YOU can protect yourself against fraudsters who try to use online job sites to cheat innocent job seekers. Please read the following instructions carefully. The best protection against fraud is to always remain vigilant and suspicious. Do not ever trust unsolicited Emails. Protect yourself against the most common tricks in the book.
- Trick 1 The "Finance Agents wanted for Money Laundering" Trap
- Category: Highly dangerous resulting in heavy damages
The trick works in this way: You may receive Emails claiming to be "official Emails" (unsolicited messages) with a request to log-in under some pretext at a particular link for Online Banking. Actually, by doing so, you log-in at the false website of a fictitious bank belonging to the fraudsters and NOT the genuine web page of your own bank as claimed. The private data (relating to log-in, password, bank account number, credit card number) you enter are collected by the fraudsters who then use the information to steal high sums of money from your own bank account.
If the money (from your bank account) was remitted to another bank account, this could easily be tracked down and the perpetrators could be arrested. Therefore, the fraudsters use highly advanced stealing methods. To cite an example, they recruit jobless persons and freelancers via spam mails. By releasing offers for jobs on online job sites. They usually list them as "Finance Agents" or "Finance Brokers" or "Finance Facilitators" on a commission basis. The "Finance Agents" are told that they are employees of a reputed company in the finance service industry. These new recruits are then assigned the task of re-remitting inward payments (namely, the stolen money of victims of phishing) to their fraudulent bosses (mostly living in distant cities in foreign countries). Usually, this is done against high agent commissions or brokerages (that are pretty often 10% or more) and in a manner that is extremely difficult for banks, police officials, and criminal prosecutors to trace at a later date. Instead of getting the promised commissions or brokerages, the "Finance Agent" is at the end as much a loser as the victim of phishing since they lose their own money and cannot retain the money belonging to the victims. Further, the public prosecutor will start investigating the innocent job seeker on computer fraud, abetment in money laundering, and violation of banking laws.
To protect yourselves against trick number 1: : 1. Always delete phishing Emails without reading them; and 2. Never deal with offers that assure you payments for remittances or re-remittances of money.
- Trick 2 The "One Time Payment" Trap
- Category: Dangerous; may result in heavy damages
How the Trick Works:You get an offer for a fantastic job but you have to make a "one time - payment" in advance for expenses like agency commission, database data entry fee, for getting printed information materials, pamphlets, or for special software (that you supposedly need for a home-based job). It could also be for a training seminar or for membership contribution, as "security deposit", "nominal fee," etc. As soon as you pay the money, you will not be able to reach the contact person.
How to Protect Yourself against Trick Number 2: Ignore such demands and never ever make payments out of your own pocket. Remember, reputable employers never demand any advance payment from job seekers.
- Trick 3 The "Expensive Telephone Number" Trap
- Category: Dangerous; may result in heavy damages
How the Trick Works: You get an offer for a highly interesting job and you have to call a provided telephone number to get additional details. By dialing either premium rate numbers or a foreign telephone area code, you could be charged heavily for a pre-recorded message without getting the additional details or the interesting job you were promised.
How to Protect Yourself against Trick Number 3: Ignore such demands. Remember, reputable employers never make such weird demands from job seekers.
- Trick 4 The "Pyramid Schemes" Trap
- Category: Often unreliable
How the Trick Works: You are told that if you recruit people who, in turn, recruit other people who also recruit additional people (and the chain goes on and on) in the selling of a certain fancy products or services, you would earn fantastic sum of money. The matter rarely turns out as promised in practice. You then realize you have been taken for a ride as your initial money is gone.
You should be highly suspicious if the products or the servicees is not really of good quality and/or reasonable even though you are promised high income exclusively on commission basis or if you have to make any payments in advance. Often such marketing systems want you to sell items or gadgets (solely on commission basis) to your friends at high costs. Making money that way is difficult and rarely works.
- Other indicators of a dubious employment offer
- Vague or incomplete information on the nature of the job and the function ("no insurance," "amazing success concept," etc.)
- Vague information on the employer (no company name, no indication of industry)
- Boastful, unrealistic promises: "high earnings for less work," "double your income," etc.
- Special precautions need to be exercised in areas where the jobs are reportedly well-paid; e.g., jobs on oil platforms, foreign jobs, home-based office work, part-time side jobs with "fantastic income," etc.
Be particularly skeptical with jobs that sound too good to be true; e.g., get paid for watching television, test drivers for automobile company, become front-page model, etc.